OCBA - Consumer Credit Code

Consumer Credit Code

To ensure fair dealing and to protect your interests, all lenders must comply with the Consumer Credit Code. The Code regulates all credit for personal, domestic or household purposes.

Under this Code lenders must provide:

a statement outlining the borrower's rights and obligations
a pre-contractual statement setting out certain financial information, which must be included in the contract document
comparison rates for loan options (see Comparison Rates).

This not only protects you, but also helps you to compare products and make an informed choice.

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